The Top 7 Earning Apps for 2022


A money-making app is a piece of software that may be installed on a mobile device (such as a smartphone or tablet) or as a browser extension, and it provides users with a number of various opportunities to generate financial gain. For instance, some may pay you a tiny charge to keep the app running in the background, and others may offer you cash back if you spend at particular stores or establishments. When you participate in activities like exercise or surveys for other people, you can earn money.



Users can browse and shop with Rakuten, formerly known as Ebates, using special in-store and online coupons, scan items to compare prices, and get cash back on specific purchases from some stores, like Macy’s, Marriott, and Sephora. Customers can choose between using a mobile app or a browser extension to shop.

It works like this: To start shopping, you’ll need to download the app or extension after making a free account. After you make a purchase from one of the more than 3,500 qualified stores on Rakuten’s list, you’ll get some of your money back (i.e., a rebate).


Cash back on purchases typically ranges from 1% to 2%, but depending on what you buy, you may be able to earn as much as 10%. It’s possible that by applying for the Rakuten credit card, you’ll be eligible for even more cash back. New members can also get a $10 welcome bonus if they spend at least $25 on eligible items during the first 90 days after joining up.

Payouts are made every three months if at least $5.01 in cash back is received. Your money can be delivered via postal or electronic check delivery through PayPal.


Shopkick could be a nice way to make some extra money for people who enjoy shopping both in physical stores and on the internet. It is a rebate-based programme same like Rakuten, but instead of getting cash back, you receive points (called “kicks”) that you may accrue and then redeem for gift cards.

In order to make advantage of Shopkick, all that is required of you is to create an account, download the app, and carry out at least one of the essential acts. Some of the activities include entering a store, scanning the barcodes of certain products (with or without making a purchase), making a purchase of a qualified item using a credit card that is linked to your Shopkick account, or watching a movie within the app.

Shopkick has partnerships with more than 250,000 physical retail locations (and more than 80 online stores), so it should not be difficult to discover one in your area. You have the opportunity to earn gift cards to big businesses such as Target, Amazon, and Starbucks, among others.


Ibotta is yet another app that gives you the opportunity to earn cash back on your purchases, whether you make them in person or online. To make money with this service, just as with the others, you will need to sign up for a free account and download either the app or the browser extension.

Following that, you can earn cash back in three different ways: by uploading your receipt after making an eligible purchase to the app, by linking your store loyalty card in advance to have access to discounts, or by making purchases at eligible retailers via the ibotta app or website. Additionally, customers have the chance to increase their cash back by buying gift cards or referring friends to the programme.

Ibotta’s requirement that you perform in-app chores before gaining access to its money-saving features is one of the app’s few drawbacks. It does not take up an excessive amount of time, but depending on how much spare time you have, it could be a problem for you. You will also need to manually upload receipts, and there are only roughly 300 stores that qualify as approved shops. On the other hand, you can have money placed into your Ibotta account directly, and then you can withdraw that money without having to wait for checks.


Foap is a money-making software for Apple and Android devices that makes it simple to sell your images and films. This app is ideal for aspiring photographers and videographers who want to make some extra cash. To make use of it, you will first need to download the associated mobile application, then set up an account, and then add your own photographs and videos to an online portfolio.

You will receive payment for your work if it is purchased on Foap by an agency, brand, or another user of the platform. However, you should be informed that you will split the revenues with the app on a 50/50 basis. If Foap is able to sell a photo for $10, then you will earn $5. However, a single photograph may result in multiple sales, each of which may bring in a sizeable sum of money.

You also have the option to contribute images or videos to a particular project (which Foap refers to as “Missions”) for the possibility of receiving further compensation for your labour.


Acorns is a microinvesting app that enables you to invest in exchange traded funds (ETFs) can assist in the expansion of your portfolio, the growing of your retirement savings, and even the investment in cryptocurrency. You can use Acorns to invest in ETFs to help grow your retirement fund, expand your portfolio, and even invest in cryptocurrency.

Your account will be funded by allowing Acorns to round up purchases made with a connected account to the next dollar. Your spare change will then be automatically invested into a portfolio of exchange-traded funds (ETFs), which are diversified over 7,000 equities and bonds. Acorns also allows you to sign up for recurring investments, which means that you can contribute a few dollars every day to expand your portfolio even further.

Acorns even has a list of Found Money partners, which enables customers to invest a portion of their purchase with major businesses when they shop with those firms using the Acorns app. You have the option of investing in an ESG fund, which stands for environmental, sustainability, and governance fund. Investors who are more concerned about the environment should consider this option.

A personal account with Acorns costs $3 per month, while a family account costs $5 per month. If you wish to open an investment account for your children, you will need to open a family account. The fee includes a diversified portfolio, automatic rebalancing, investment support from the Acorns support team, and mobile access to all of your accounts; however, this does not include the Acorns support team. You can also sample the other services that the firm provides, such as Acorns Later, which is an individual retirement account, and Acorns Spend, which is a checking account with a debit card.

Google Opinion Rewards

This app could be a wonderful alternative for you if you enjoy sharing your thoughts with others and would like to be compensated for doing so.

Downloading the survey app and taking a few minutes out of your day to provide feedback on a wide range of topics, from hotels to television shows to local businesses, is required in order to make advantage of this feature. It’s a terrific opportunity to make some additional money in your spare time, such as while you’re waiting in line at the bank, riding the train to work, or taking a break over lunch.

Each survey that you do and submit will earn you either Google Play credits or payment through PayPal. It pays from $0.10 to $1 every poll, and users of both Apple and Android devices are eligible to participate. On the other hand, your credits may become invalid after a year, and the app may gather information about you.


Sweatcoin is an app that is intended to reward users for exercising and increasing the number of steps they take each day. In order to make use of it, you will need to register for an account, download the Sweatcoin app, and ensure that the software is always active in the background on your mobile device. Then, get moving.

You will receive one Sweatcoin for every one thousand steps that you take. When you have accumulated a sufficient number of Sweatcoins, you will be able to trade them in for a variety of rewards, like anti-gravity yoga lessons, a membership to Audible, and even vacations. There are also weekly charitable initiatives that allow you to contribute your Sweatcoins to generate money for one of the app’s partner charities, and if you would rather not redeem your earnings for products, you have the option of converting them into cryptocurrency instead of using them to purchase items.

The majority of products will cost you approximately 20,000 Sweatcoins, which means that if you walk 10,000 steps each day, it may take you a considerable amount of time to accumulate enough currency to purchase them.

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